In the 1930's most people died at 60. That is why the retirement age was fixed at 65 so that most people would die before taking anything out. The retirement age is gradually increasing as part of the so called fixes from 1986. Most folks did not pay attention. In the past few years citizens get a yearly statement from Uncle Sam with your total contributions and how much per month you can expect and at what age you are entitled to benefits.
The biggest problem is that folks do not want to accept that since 1935 Social Security has been a Ponzi or Pyramid scheme. It is only successful when more people are paying in and a small number are paid off. Eventualy you reach the point where the money dries up because no one new is coming in.
There is no easy way out, no little fixes to shore it up. Social Security should be ended once and for all. Many people will be hurt. The US government is just like a confidence man bilking citizens out of their life savings. The worse part is confidence men can be sent to jail while the con men in Congress just get re-elected.